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Court Rejects Discovery Into Other Policies in Tornado Coverage Dispute

In 5th and Main Condominium Association, Inc. v. Great American Insurance Company of New York, 2026 WL 1103277 (M.D. Tenn. 2026), the United States District Court for the Middle District of Tennessee denied the insured’s motion to compel discovery seeking information about alleged “mismatched exclusions” contained in other insurance policies issued by the insurer. The Court held that discovery into other policy forms, endorsements, or exclusions not contained in the policy at issue was not relevant to the interpretation of the insured’s policy and disproportionate to the needs of the case. About The Authors

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About The Property Insurance Law Observer

For more than five decades, Cozen O’Connor has represented all types of property insurers in jurisdictions throughout the United States, and it is dedicated to keeping its clients abreast of developments that impact the insurance industry. The Property Insurance Law Observer will survey court decisions, enacted or proposed legislation, and regulatory activities from all 50 states. We will also include commentary on current issues and developing trends of interest to first-party insurers.

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