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Court Vacates Appraisal Award Exceeding Agreed Scope

Posted on November 05, 2026 by Joshua Tumen, John Juhoon Oh

In 453 Laurel Rd Holdings, LLC v. State Farm Fire & Casualty Co., No. 6:25-cv-00094-REW-HAI, 2026 WL 3230469 (E.D. Ky. Oct. 28, 2026), the United States District Court for the Eastern District of Kentucky vacated an appraisal award because the appraisers and umpire valued different scopes of loss. About The Authors

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For more than five decades, Cozen O’Connor has represented all types of property insurers in jurisdictions throughout the United States, and it is dedicated to keeping its clients abreast of developments that impact the insurance industry. The Property Insurance Law Observer will survey court decisions, enacted or proposed legislation, and regulatory activities from all 50 states. We will also include commentary on current issues and developing trends of interest to first-party insurers.

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