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Florida Court Holds Rust and Corrosion is “Act of Nature”

Posted on June 21, 2021 by Alycen A. Moss, Elliot Kerzner

A Florida court recently held that rust and corrosion of water pipes is an “act of nature,” and, thus, was excluded from coverage under a homeowner’s insurance policy. In Dodge v. People’s Trust Insurance Company, 2021 WL 2217299 (4th DCA Jun. 2, 2021), Florida’s Fourth District Court of Appeals defined “act of nature” as a naturally occurring force that does not require an uncontrollable or unpreventable event. About The Authors

Tagged with: act of nature, corrosion, deterioration, dodge, exclusion, Florida, Fourth District Court of Appeals, naturally occurring, overflow, people’s trust insurance company, rust, water pipes
Posted in Act of Nature

For more than five decades, Cozen O’Connor has represented all types of property insurers in jurisdictions throughout the United States, and it is dedicated to keeping its clients abreast of developments that impact the insurance industry. The Property Insurance Law Observer will survey court decisions, enacted or proposed legislation, and regulatory activities from all 50 states. We will also include commentary on current issues and developing trends of interest to first-party insurers.

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