In Deja Realty Corp. v. Travelers Indemnity Company of America, 2026 WL 683303 (S.D.N.Y. 2026), the United States District Court for the Southern District of New York granted summary judgment to the insurer, holding that the insured’s year-long delay in providing notice of property damage violated the policy’s condition precedent requiring “prompt notice.” Because New York law does not impose a prejudice requirement in the context of first party property policies, the Court concluded that the insurer’s coverage obligations were extinguished as a matter of law. About The Authors