Court Declines to Compel Appraisal Where Coverage is Disputed[1] In FutureCare Health and Management Corporation v. Affiliated FM Insurance Company, 2026 WL 1947844 (D. Md. 2026), the United States District Court for the District of Maryland held that appraisal was not appropriate where the insurer disputed coverage for all claimed losses, rather than merely disputing the amount of loss. The decision highlights the distinction between disputes over the value of a covered loss and disputes over whether any coverage exists in the first instance. About The Author