There is a clear nationwide trend of federal courts disposing of COVID-19 business interruption suits.[1]  Insureds are not clearing their initial burden to establish direct physical loss or damage to property, or they are running afoul of virus and contamination exclusions.  Relatively few state supreme courts, however, have weighed in to resolve the issue, thereby providing guidance to their own lower courts and federal courts that must follow state law.[2]  Insurers and insureds alike have been watching to see which way the Oklahoma Supreme Court would hold.  In Cherokee Nation v. Lexington Ins. Co., 2022 OK 71, the Court joined the national mainstream and ruled against the insured.  Businesses affiliated with the Cherokee Nation brought a declaratory judgment against their … Continue reading Oklahoma Supreme Court Rejects “Loss of Use” Argument, Nixes COVID-19 Business Interruption Suit